Legal

Privacy Policy

This Privacy Policy explains how AR Unique Thoughts ("we", "us") handles information when you use https://aruniquethoughts.com (the "Site"). By using the Site you agree to this policy.

The calculator collects nothing

Our Debt Consolidation Loan Calculator runs entirely in your web browser. The balances, interest rates and loan terms you type are processed on your own device and are never sent to, stored on, or seen by our servers. Closing the page clears them.

Information we do process

  • Contact messages. If you use our contact form, we receive the name, email and message you submit so we can reply. We keep these only as long as needed to respond.
  • Basic analytics. Like most websites, we may use privacy-respecting analytics to understand aggregate traffic (pages viewed, approximate region, device type). This does not identify you personally.
  • Server logs. Our host may keep standard logs (IP address, browser type, timestamps) for security and troubleshooting.

Cookies and advertising

We use third-party advertising, including Google AdSense, to keep the Site free. Google and its partners may use cookies to serve ads based on your prior visits to this and other websites.

  • Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to our Site and/or other sites.
  • You may opt out of personalised advertising by visiting Google Ads Settings.
  • You can also opt out of some third-party vendor cookies at aboutads.info.

Your choices

You can block cookies in your browser settings and still use the calculator. To request deletion of any contact message you sent us, email jamontamon01@gmail.com.

Children

The Site is intended for adults and is not directed at children under 13. We do not knowingly collect data from children.

Changes

We may update this policy from time to time. Material changes will be posted on this page with a new "last updated" date.

Contact

Questions about privacy? Email jamontamon01@gmail.com.