Legal
Terms of Use
Welcome to AR Unique Thoughts. By accessing https://aruniquethoughts.com (the "Site") you agree to these Terms of Use. If you do not agree, please do not use the Site.
Educational use only
The Site provides free calculators and articles for general educational and informational purposes. The results of the Debt Consolidation Loan Calculator are estimates based on the figures you enter and simplified assumptions. They are not an offer of credit, a quote, or financial, legal or tax advice.
No professional relationship
We are not a lender, broker, credit-counselling agency or financial adviser. Using the Site does not create any advisory or fiduciary relationship. Always verify figures with the actual lender and consult a qualified professional before making borrowing decisions.
Accuracy
We work to keep the tools accurate but make no warranty that results are error-free or suitable for your circumstances. Interest rates, fees and lender terms change frequently and may differ from the assumptions used here.
Acceptable use
- Do not use the Site for any unlawful purpose or to infringe others' rights.
- Do not attempt to disrupt, overload, reverse-engineer or gain unauthorised access to the Site.
- Do not scrape or republish our content without written permission.
Intellectual property
All content, design and code on the Site are owned by AR Unique Thoughts or its licensors and are protected by applicable laws. You may share links freely.
Third-party links and ads
The Site contains advertisements and links to third-party sites. We are not responsible for the content, products or practices of those third parties.
Limitation of liability
To the fullest extent permitted by law, AR Unique Thoughts is not liable for any loss or damage arising from your use of, or reliance on, the Site or its calculators.
Changes
We may revise these Terms at any time. Continued use of the Site after changes means you accept the revised Terms.
Contact
Questions about these Terms? Email jamontamon01@gmail.com.